"Why can't I get rich?!" - people exclaim in despair, tortured by the struggle for survival. Modern sources offer a huge selection of information for those who want to become rich or create their own business. The topic is so vast that it is absolutely impossible to cover everything in one article. Therefore, we will discuss the main points for now, and then, perhaps, we will move on to particulars.

To begin with, we will single out 4 categories of people who “think” about big money.

1. The poor. Their thoughts about money are limited to dreams and condemnation of the rich. They believe that a large fortune can be obtained either through connections and inheritance, or dishonestly.

2. People who have false ideas about making money. These include those who believe in all sorts of "secrets", "cash flows" and other energy.

3. People with false goals. Money for them is not a goal, but a means.

4. And finally, those for whom getting money is a matter of experience and time.

For most people, "decent money" will remain fantasy and endless trial and error, which is unlikely to lead to success. The fact is that the expression "money to money" is the most true of all. Esotericists teach us that in dreams you need to represent the ultimate goal, and finances are just a means. If you want a house, visualize it, and do not think of a suitcase with banknotes, because the Universe does not interact with cash. What's interesting is that it actually works. But there are 2 "buts". The first is in isolated cases. Yes, if you really want a house, then, probably, sooner or later you will have it. Or a car or an apartment. But it's not about money. It's just the fulfillment of your desires. Secondly, absolutely all these courses, trainings, and so on are “sharpened” exclusively for the psychology of poor people who are desperately trying to get out of their situation. They are ready to swallow anything in the hope of a better life. None of the above has anything to do with big money or a successful business.

So, esotericism and "cash flows" are the lowest level.

The next category of people is the most common. They see money not as an end but as a means. I will get rich - I will buy an apartment, a cool car, I will pay for my children to study at a prestigious university, etc. And therein lies the most fatal mistake. People think about how money to spend but not like them earn. And this is a fundamental difference, which, as a result, becomes the main obstacle. It is impossible to reach the goal by going in the opposite direction from it. Such thoughts form the psychology of the layman, striving to satisfy simple needs. But in order to be able to earn a lot of money, you need to have a completely different consciousness. Here is at least the simplest example. If you produce something - the same hand-made - you underestimate your efforts, you do not know how to calculate the necessary profit. You are embarrassed to ask for the right price, there are always some promotions, discounts. But the formula is simple: a good thing should cost a lot. And it doesn't matter that you did it quickly and easily. Remember the phrase "I studied for 10 years to do this in 10 minutes." The price of your product comes not from 10 minutes of its production - but from the 10 years that you spent to become a craftsman.

Consider that making money also needs to be learned, like everything else. Easy money comes easily and leaves just as quickly, often sending its owner through the stage. Hence the firm opinion that honestly you will not earn. Easy Money you honestly don't make money. But they still need to be kept.

This is the answer to why so many people can't really get rich in this life. Money - requires the same effort in their receipt, like everything else. They are not a means - they are the same end. They cannot be treated with disdain. After all, no matter that you treat carelessly, like something secondary, never turns out well. Why is money different? They require a serious approach, efforts and a conscious attitude. If you want a lot of money, then your goal sounds simple - earning money. Here some will wince - to work for hard workers and "fools" who are not capable of more. And I should have an idea that will function on its own, instead of me, and bring "a bunch of dough." Interesting conclusions, of course. However, it is clear what they are based on. On the examples of wealthy acquaintances and well-known millionaires who dissect on beautiful yachts and “do nothing” because they came up with some idea.

There is a wonderful expression “the devil is in the details”. It means that we see only what lies on the surface, only the tip of the iceberg. You can exactly repeat the path of some millionaire and ... you will not succeed. Because you don’t know what served as a catalyst for that person, who launched this idea, and what were the nuances. The formula for success you will have only your own. But there are a few basic rules, without understanding which, you may not even start anything.

1. If you decide to start your own business, you must believe in your idea and be passionate about it. This will be your motivation while you follow the not always easy path to the goal and support you in difficult moments, not allowing you to give up.

2. Like it or not, get ready to work hard. If this makes you cringe or you find the thought stupid - continue to lie on the couch and dream. Miracles do not happen - you can only think that this is a miracle. Sometimes it happens that circumstances converge very successfully, but this happens infrequently and still does not cancel the work. So, in pursuit of big money, get ready right away that you will have to plow much more than working for hire. At least at the initial stage. Although later too. The first stage will be the time to launch the business. The next ones are to keep this business, because there will always be a lot of competitors. Even if your idea is unique, it won't stay that way for long.

3. Follows from the previous one. Working hard means constantly improving your business idea, moving forward because it will become obsolete over time, be able to stay ahead of your competitors and be an innovator. What is wildly successful today, tomorrow loses its relevance. If after the first achievements you relax, then you will lose everything. “Getting rich is easy. It's hard to keep being rich."- said the American billionaire Paul Getty.

4. You will have to be aware of everything yourself, despite the fact that you may have a team of specialists working for you.

5. Reasonable costs. Rich people have money to work with, not spend. Millionaires are very conscious about all purchases. Ten times count to understand which option is more profitable. Yes, all wealthy people live very well and do not deprive themselves - just not as you think. Throwing money, throwing dust in the eyes and "not counting a penny" - this is the psychology of the poor inhabitants, who seized upon a beautiful life or "bandits" for a short time.

6. Money must be multiplied - they should not lie dead weight. You need a smart investment. And here lies another pitfall - you need to understand well what exactly is worth investing in. But this is a separate issue.

There is a whole scientific concept about how to get rich. Moreover, it, as a scientific discipline, is accurate and supported by reliable facts and evidence. Wealth and its receipt has certain patterns. And everyone who learns to use them in life will become successful.

Really rich people know and successfully use the laws of wealth to increase their wealth. In reality, these patterns are fairly simple rules that anyone can use in everyday life. But in contrast to them, there are rules of poverty.

12 reasons why people can't get rich

1. There is no clear understanding of the end goal. Often for a poor person, wealth seems to be a rather vague concept, promising all earthly blessings. But you need to have a clear idea of ​​what you really want. You can't achieve anything if you don't even know what to aim for.
2. The goal must be clearly defined. After completing it in a few steps, you can move on to other horizons, rearranging the bar higher and higher. For many, wealth is a “floating”, non-fixed sky-high goal that does not have clear contours. This is a fundamentally wrong and obviously erroneous way.
3. You must always choose target, which you can really achieve. Otherwise, you will only be disappointed. But the goal must be set in such a way that you can really achieve it with maximum effort.
4. Many people, having determined the goal and even considering the steps, so never start to move in the direction of the final result, constantly postponing the beginning of a “new life” until tomorrow. It would seem that everything is clear and simple. To achieve something, you need to act, but passive people only amuse themselves with dreams of prosperity, without doing anything to bring it to life.
5. Necessary make the achievement of the goal an uncompromising duty, that is, to direct all forces towards its achievement. Of course, on the way you will meet obstacles and various difficulties, this is inevitable. But they should be considered only as a source of new experience. Never give up, and then all difficulties will be surmountable.
6. Lack of a clear, actionable plan of action, which would allow the implementation of the plan. No need to include lottery winnings as an item. Each step must be very clearly calculated, moreover, you must form a realistic idea of ​​\u200b\u200bits own capabilities. Perhaps they are not so great, it only means that you will have to overcome a little more points on the way to the goal.
7. Not fulfilling the points of your plan. Even if a person has a plan, he does not follow it, pushing his desired final goal away from himself even more indefinitely. If you have a clear, realistic step-by-step plan, then put it into practice, no one will do it for you.
8. People who shift responsibility for their failures to others are doomed to fail. They read a lot and turn to experts, but they themselves do nothing. This is the main mistake of those who will forever remain poor. Good advice is a great help to achieve a goal, but it needs to be used in order for everything to work.
9. People often succumb to difficulties that you meet along the way. The very first obstacle can permanently discourage you from continuing to follow your plan. But life doesn't always go smoothly. Once again, I repeat that difficulties are inevitable. You need to keep cool and look for a way to overcome them, and there is always a way out in any situation, you just need to learn to see it and not give in to emotions.
10. There is no financial control at all. It is necessary to constantly keep a painstaking record of your income and expenses, to keep the family budget as if it were real bookkeeping. Otherwise, you will never understand the sources of your income and expenses, you will not see the real state of affairs. As a result, you can suffer a crushing fiasco.
11. Ideas of others people, including erroneous ones, affect the adoption of the final perhaps a fateful decision. In your environment there will always be "well-wishers" who will convince you that nothing will work out. Sometimes they even call themselves your friends, but the very idea that you, with the same potential, will break out of the circle of poverty, is unbearable for them. Therefore, such people will always try to keep you in place. Don't trust them, trust only yourself.
12. Lack of a good mentor. This component is very important, because there should be a person who will support and prompt in a difficult situation, help with advice and will constantly motivate you to take the next step. Moreover, the mentor himself must be successful, otherwise it will turn out something like "the blind leads the blind." If there is no such person, then read more such literature, chat on forums, watch a motivational video.

How to avoid annoying mistakes?

Now you know why people can't get rich. How many of these patterns prevail in your life? Analyze carefully the entire list and you will find many matches. But remember that everything in our life is surmountable, and those who are warned are armed. Therefore, immediately begin to act, correcting annoying mistakes.

You don't have to hit a brick wall, just follow the path that works and it will work. Particular attention should be paid to the last points, although in general, each of them is very important. These patterns are described in the book of Anthony Robbins, so start your journey to gaining wealth at least from his works, where you can find a lot of useful information.

But one should not get hung up on studying books, it is necessary to act, only in this way can one reach the final goal. Appreciate your time, use every minute to take one more small step forward. It is time that is the most valuable resource that you possess, you should not waste it lying on the couch. Of course, sometimes it is useful to relax, but this can only be done as a reward for achievement. If you have achieved your goal, treat yourself, but never forget that you can not stop there. This is a direct path to stagnation, and hence to further degradation.

Another important point - do not bend under various unfavorable circumstances, do not let yourself break. Even if you encounter an obstacle on the way, and this, by the way, is inevitable, try to get together and turn off negative emotions. And then you will definitely succeed.

Last update:  10/26/2019

You constantly ask yourself the question: “How to become rich?” You may have already consulted the business literature on this issue. Our site is not the first to claim to answer the question, however, unlike many, it will only offer effective ways to get rich .

Immediately about the main thing. It is inefficient to dream of a multi-million dollar profit and do nothing about it. The tips below will not work for those who do not want to devote a single minute to work and are waiting for a bag of money to miraculously fall on them from heaven. Once you are on our site, you are not satisfied with your financial situation.

What did you do to become rich or improve your financial situation? Obviously not enough. Are you willing to do more if you want to get richer? Forget the word: "I want." Start giving yourself a mindset: I CAN get rich ". Are you ready to believe that you really can do it? Then you will achieve a lot.

So, from this article you will learn:

• How to become a rich and successful person - tips and tricks + practical exercises;
• How to get rich from scratch in Russia;
• Ways to gain financial freedom and live happily.

A detailed guide on how to become a successful and rich person. Principles and advice of millionaires + ways to gain financial freedom

Consider 15 important and useful tips that will help you get rich or become richer.

Council number 1. Don't stop dreaming

On their own, without action, dreams will not bring any benefit. But if you don’t dream of anything, you are unlikely to achieve much. It is from the cherished desire to achieve something that great things begin. Refer to the stories of those who have already achieved a lot, become a rich and successful person. Are there any of these stories that begin with the words: “I didn’t really want anything, wealth came by itself”?

Tip number 2. find time

Find half an hour to be alone with yourself and give sincere answers to several global questions:

• What do I do better than others?
• What real benefit can I bring to society?
• What do I consider the meaning of life?
• If my time was not taken away by worries about money, what would I devote my life to?

The main thing in this introspection is not to deceive yourself. You will be surprised, but sincere answers to these questions will really allow you to answer the main one: “ How to become rich? »

Tip number 3. Time to study

Spend a certain amount of time every day studying the biographies of multimillionaires. Absorb useful material investment in your knowledge will always remain advantageous. In addition, some thought of a famous person can inspire you to create your own business idea.

Write down quotes that set you up for success and post them prominently. The more often your eyes fall on the right thoughts, the faster your consciousness will be rebuilt.

Tip #4 Always think about making money

Every minute think about how to become rich, how you can get rich, ( from one hundred thousand dollars and more) per month and .

At first, this will seem unattainable to you, only crazy ideas will appear. But one day you will be pleasantly surprised by the results of constant thinking.

Tip #5 New acquaintances

Make new acquaintances, be more sociable. Money comes to us through other people. It is almost impossible to make a fortune alone.

Tip #6 Think about your employment

Are you still working for someone? It's time to leave slavery behind! The more time you spend bringing profit to someone else's uncle, the less resources you will have for self-realization, personal business and achieving your goal - wealth.

Tip number 7. Think about your professional activities

Not ready to leave your office job just yet? At least forget about the requirements of corporate culture. Do only work within your interests, do not let the company cash in on your knowledge and skills just like that.

Tip #8 Think about passive income sources

What could consistently be profitable, no matter how hard you try? Often the road to wealth begins with the answer to this question. Later in the article, several investment options will be proposed.

Tip #9 Minimum effort maximum results

Put in the least amount of effort for maximum results. No matter how difficult the tasks may seem, they are easier than they seem. Leave long reflections - boldly start performing tasks and solve problems in the shortest possible time.

Tip number 10. Be kinder

Be kind to others: compliment them, donate your support. Praise your colleague for how stylish they look. Prepare a delicious dinner for your loved one.

Turn on your imagination and do something nice for your family, friends, and even for those whom you see for the first time. The support provided will return a hundredfold, and, believe me, it is worth a lot.

Tip number 11. Help people selflessly

Today you helped - tomorrow you. You never know in advance what benefit this or that person can bring, but there are no casual acquaintances. Look for like-minded people, they will support faith in yourself and will pull you up to success and wealth.

Tip number 12. Choose your social circle

When interacting with people, choose your social circle carefully. A poor environment, if it is not professionally fought off, draws poverty and despondency into its swamp. Surround yourself with optimistic people who know what they want out of life and know how to get it.

Tip number 13. Stop looking for someone to blame for your failures

Forget about whining and stop looking for someone to blame. Only you yourself are to blame for the fact that you are sitting without money. When you recognize that the source of failure is in yourself, you will understand that you can also ensure success for yourself.

Tip #14 Keep a diary of achievements

The human psyche is designed in such a way that we often fixate on the negative. Write down your little victories and reread these notes every time you feel discouraged. Such a diary of joy can relate to any areas of life, not just work.

Tip #15 Want to make big profits?

Bring something really to the market valuable ! It has long been known that people do not need a particular product. They need to get something more, and the product is just a means to an end. Write down the real benefits for people so that they themselves bring you money. Much money.

Use these tips, start doing something today to achieve your goal (wealth and success), and the result will not keep you waiting.

2. What is wealth - concept and formulation 📚

Not many can give a clear answer to this question. And if you don't know exactly what you want to achieve, you are unlikely to ever achieve it.

Of all the definitions of wealth, the most accurate, perhaps, belongs to the American millionaire Robert Kiyosaki.

He defines wealth as amount of time, which a person can afford not to work, while maintaining the usual comfortable standard of living.

Who would have thought, right? But it is very logical to measure wealth precisely by this time interval, and not by the amount of funds, because each person needs his own amount in order to recognize his standard of living as comfortable.

In fact, rich man- this is the one who owns assets that bring sufficient, that is, not dependent on labor efforts.

Ask yourself a few questions:

• Why do some people manage to make a lot of money and get rich, and some do not?
• Why is someone forced to work day and night, but gets a penny, and someone does what they love for several hours a day, has time to actively relax, but earns decently?
• Why is someone successful in the financial sector, and someone lives from one salary to another, or even on credit?

Perhaps you still consider these questions rhetorical. But a lot will change soon.

3. Thoughts of a rich man - speech turns and statements of rich people 📃

If you think like poor man, you will not be able to keep the money, even if they suddenly go into your hands.

If you think like the middle class, then your eternal goal will be a job search, and the most daring requirement - salary increase. In old age, you will remain dependent on social services.

If it is really important to you to constantly build up your fortune, start monitoring your thoughts and words. Get rid of the speech patterns characteristic of the poor (“give me a discount”, “buy as cheaply as possible”) and start thinking in terms of the rich.

Here are just some of the words and phrases that can be heard from wealthy, wealthy people (list taken from Kiyosaki):

• I can do it;
• I can create businesses;
• I can afford it;
• financial freedom;
• excess money;
• around a huge number of favorable opportunities;
• my money is in constant motion;
• money works for me;
• capital building;
• I work only when I want to;
• I attract money flows;
• control finances;
• make money;
• money is underfoot;
• develop financial intelligence;
• I make profitable investments;
• my money is returned quickly.

It doesn't matter if you currently have a decent supply of funds. Scroll through these thoughts constantly, even if there is no reason. The habit of thinking this way will gradually transform you and the reality around you.

Learn to respond differently to the familiar. If earlier you turned away from an expensive foreign car with negativity, muttering that you can’t afford one, now look at it and say: “ That's what I need. How would you afford it? » This goes for any chic thing you see.

But this is not the main thing. The most important – the search for such financial ideas that will really make money work for these installations higher. If before you worked and your money was idle, now everything should be the other way around.

Reprogramming settings

If some negative attitudes often come back to you, write them down on a sheet and work with them. Close your eyes and imagine the negative attitude on the mental screen in the form of an inscription. Now in the same place, mentally erase this formula with an eraser and write down a new, supporting one. Put all the power of your positive emotions into it.

For complete reprogramming negative installations in positive the subconscious will take about a month. Do this exercise every day.

Basic principles of wealth that millionaires adhere to

4. How to get rich from scratch in Russia - 10 principles of millionaires 💰

Each of us is allowed rare weaknesses. Many successful entrepreneurs at the beginning of their journey asked themselves questions with “ If". Will I be able to get rich if I was born in Russia, if I was born in a poor family, if I do not have influential acquaintances? Can I cope if I do not have large assets that allow me to maintain a decent standard of living? These same “ifs” gnaw at newcomers to the business. In vain. In short, really everything if you work hard.

And now in more detail.

Follow the principles of millionaires.

In search of financial freedom, it will not be superfluous to attend seminars of large entrepreneurs, whose profits are transparent, that is, they can prove how much and in what time period they earned.

There is a well-known seminar devoted to the so-called the commandments of millionaires. This is how a successful businessman called his principles. Some of these commandments lie on the surface, and some will become for you stunning discovery .

You can follow the facilitator with the short principles or even put the list on your desktop.

Periodically re-read it, and it will give you a dose of inspiration, no matter where you are. After all, there are rich people in the United States, and in Africa, and in Russia.

Principle #1. Consider whether the goals you are striving for are yours

Let's explain. Some of our goals are just introjects, absorbed from our environment or imposed by our parents.

At an age when there was still a lack of awareness, we followed the example of others in order not to look worse than them.

But one day we stop and ask ourselves why this path to success is difficult, because we copy actions " sample". Here we return to the introspection technique described above (“What is the meaning of my life?”)

Remember: if you are not personally attracted to the chosen path, it is useless to copy the actions of other people - this way you will not be able to succeed, or it will not satisfy you.

Give yourself a break. At this time, watch yourself: what do you do most often? What pleases you?

Compare how this activity compares with the previous one on the path of copying. Are you doing something to achieve those goals that please you personally? Or are you still lacking motivation?

Principle number 2. Understand that only you are responsible for what happened to you and is happening.

Even if you understand that current place of work- the result of ideas imposed by parents or the environment (“Everyone needs a higher education”, “You work for a penny for the sake of experience - only thieves and scammers become rich”, etc.), do not rush to blame anyone out of habit. And from the moment you stop doing it, everything is subject to you.

When you understand that someone else's influence is always present, but you are free from it and are free to build your life as you wish, you can begin to take active steps towards achieving your goal - wealth, success, etc.

Do not think that it just takes time, that changes will happen by themselves, that you will be lucky and you will instantly get rich and become rich. No. Change will begin only when you take responsibility and begin to change your life yourself, including wealth.

Principle number 3. Analyze the main goal

So, you have goals, and now you know which ones are - really yours . Now analyze your main goal.

Why do you need it? Imagine: now you have reached it, and? What's next? Our psyche does not tolerate emptiness and does not allow the option of aimless pastime after reaching a certain financial threshold - some kind of self-development should always be implied.

Explain to yourself the logic of your actions, and then your resources will be directed in the right direction.

Principle number 4. Change your attitude towards money

Understand that this is only a means to obtain specific material benefits. Do not elevate money to the rank of a cult. Giving something excess potential, you risk not achieving it.

Principle number 5. Break big goals into small tasks

If you move towards getting wealth consistently, step by step, it will be easier. Write down specific steps to achieve wealth and monitor their implementation.

Do not set yourself such global tasks as “become self-confident” and “get rich” in one step - except for the final one, which requires preliminary preparation and training.

Principle number 6. Plan your day and find opportunities for self-realization in it

When you start to consider how much time this or that activity takes you, you will be horrified at how many hours you were wasting before. Once you start planning your day, you are unlikely to want to lie in bed before lunch, spend two hours pointlessly surfing the net, an hour chatting on the phone, etc.

Most of the energy you want to channel into creative activity. Create your own theories that you find effective and test them in practice. Many great people once created them.

Principle number 7. Act constantly

The result comes with experience, and experience will not come without constant action for a long time. The more global the goal that you set for yourself, the more time it will take to complete.

This does not mean that you need to overload yourself with work so much that you soon get sick of doing anything at all. Operate as usual Not stop.

Principle number 8. Don't work for leisure

If you're currently overloading yourself with work, cherishing the dream that the day will come when you will earn enough to stop doing it, it's time to change something in your views. Man stands one step higher than all creatures precisely because he cannot live aimlessly. He needs action.

Challenge yourself: set a goal to get rich from scratch get her and do not stop on what has been achieved. To start, take a not very high bar, reach it, then raise it. And so time after time.

Principle #9. Find peace of mind

Your main goal is not to get rich. Your main task- to know yourself. By solving it, you will come to an intuitive understanding of everything that is important. Big money can only be made in a calm environment.

Learn your character in the process of earning, make mutually beneficial acquaintances, and you will be satisfied.

Remember the proverb: Do not have a hundred rubles, but have a hundred friends". It is not at all about the fact that friends are more important than money, as we were told at school (remember the erroneous imposed thoughts).

In fact, the essence of the proverb is that priority– create a harmonious environment and make many friends. It is these people who will help you earn such amounts that you alone could not even dream of.

Let's make a retreat. You will probably argue and say that there are examples of people who have achieved wealth alone. Eat. But what did it cost them to achieve this wealth? With what bouquet of psychological traumas do they then come to a psychologist (for example, with depression) and give him a considerable part of their earnings? (We already wrote an article - "", what is this disease and what can this disease lead to)

And look at the people on whom wealth fell "from heaven" - this is lottery winners. The world does not know any such story with a happy ending. At best, these people were deep in debt a year later due to illiterate management of an unusual amount of finance, and at worst ... Let's not talk about the bad.

But still, if you are interested in the lottery topic, then especially for you we have prepared an article "", in which we spoke in detail about the main methods and technologies for winning a large amount of money.

Principle #10. Do not give up

You will always have time to abandon your goal, and returning to it will be much more difficult than continuing to work in the right direction now. Do not create a life scenario for yourself in which you will return to an office job, where you will live paycheck to paycheck and torment yourself with one question: “ What would have happened if I hadn't given up then?»

Constantly work on changing your mindset. Everything that happens neutral . Only our perception gives events positive or negative assessment. And you can and should work on your perception.

5. Exercise to achieve wealth 📈

If you have realized how strong the motivation for wealth should be, it's time to move on to practice.

Exercise 1. Get rid of the mood of poverty

When you just start working to achieve your goal, consciousness will begin to protest. Mind will whisper what you have nothing will work. You will have doubts about your abilities, you will begin to envy those who are more successful.

You will think that you will never be able to do what you love and make a profit at the same time. Such moods are natural, because since childhood you have been told that you cannot get out of rags to riches.

Start fighting those limiting attitudes. This exercise will help.

• Relax.

As soon as you feel despondency, disbelief in your own strength, seclude yourself. Take a couple of minutes to relax and sit with your eyes closed.

• Let your imagination run wild.

Imagine that you are already very rich, that you have everything that you dreamed of. Finally, you can afford what you love. Disconnect from reality, no matter what your real financial condition is.

play rich. Do you think this is a useless game? Not at all. Such games are useful to our consciousness, as they expand the boundaries of reality. Imagine that you have achieved something - and it will actually begin to happen.

• Wish other people get rich.

Now think of those whom you envy because of their wealth. Remember the game? Now you are rich, you are on a par with them. No, you are even richer! So wish them to become more wealthy. Imagine the financial flows going to them. Let them grow stronger until they flood them.

• Wish you get rich.

Now you can imagine large financial flows coming to you. The more streams you send to others, the more you get yourself.

• Wish everyone well.

Wish yourself and those around you all the best. Tell yourself to yourself: I am rich and I deserve it!»

Now you can open cases and return to your daily activities. Return to this exercise if negative thoughts suddenly come back.

Exercise 2. Plan your wealth

Now that you've got rid of unnecessary doubts, it's time to flesh out your plans.

1. Decide how much money you want to earn to begin with and present it as clearly as possible. You see this money in front of you. What is this currency? What pack is she in? Where is this money: in a suitcase, on a table, in a personal safe or in your hands?
2. Imagine what the bills feel like, how they crunch and rustle.
3. Set yourself a specific date by which you will receive this amount - the date of the beginning of your financial independence.
4. Decide how much of the amount you will invest in your business in order to receive an even larger amount. Set yourself up for the fact that you are investing a large share in order to multiply capital at times. Imagine how many times richer you will become.
5. Decide how you will spend the remaining amount. You must spend it on yourself.

Pay attention to the order, it is very important! First you do profitable investment, which will work for you, and only then spend on personal needs.

1. Write down on a piece of paper : how much and by what date is needed, how exactly you will distribute it.
2. Compose and write down key phrases , which begin with the words "I want."

For example:

• "I want a financially free life."
• “I want to stop depending on others financially.”
• "I want money to start working for me."
• "I want to do what I love."

The more phrases you can think of, the better. Every day, take out this sheet of notes and reread it - this will temper your determination. When in doubt, sometimes return to the first exercise.

6. How to deal with the fear of losing money 📌

If you really want to get rich, you need learn ri forge. If you are afraid, you will never be able to make your money work, because in order to increase profits you need to invest, and investments are always risky.

Of course, no one is talking about investing without sufficient financial literacy, but one must consider the probability of failure and be able to accept it.

To overcome the fear of losing money, accept the following:

1. Life will challenge you endlessly, so there is no point in hiding from dangers. Take on the challenge- so life becomes brighter. If you lose, then with dignity, and if you win, then big.
2. crash It's not bad and it's not embarrassing. Big victories are always preceded by a series of failures.
3. Perfectly normal- learn from mistakes. We can only get the experience we need by trying and making mistakes. Do not lament - better analyze the situation, draw conclusions, develop a new strategy of action instead of the one that did not work, and start over, again and again.
4. Never give up if failed the first time. Many quit because they fear what will come second failure and third etc. But these failures are the price of subsequent success. So learn the lessons.
5. The most important. Remember that the so-called stable life with a regularly paid job gives only the illusion of a comfortable life. In fact, workers inevitably take risks for wages, because they are provided with a poor old age.

If you cannot accept these attitudes, if the pain of loss lasts much longer than the joy of good luck, you too you can get rich, but not so fast.

In your case, the correct strategy is don't take big risks, act only for sure.

Practice - mini-training

This mini-training will help you overcome your fears.

When we try to run and hide, we only become more afraid. You need to look your fear in the eye - and it will pass, and the released energy can be directed to creative goals.

Take a comfortable position and allow yourself to relax, close your eyes. Imagine that You- the hero of a fairy tale traveling through an imaginary world. It is not for nothing that we tell you to imagine a fairy tale: “ A fairy tale is a lie, but there is a hint in it ...»

So, you go and see a mountain, and on it - a castle in which an extraordinary reward awaits you (think of what). This castle is your goal. There are obstacles ahead of you, but you have enough determination to overcome them. As soon as you have drawn up a plan of action - an impenetrable wall grows in front of you, sky-high, infinitely long to the right and left. Think about how you can get around it. Make various attempts. Do not give up! The usual ways won't work, but keep looking for non-standard solutions.

Remember that you are in a fairy tale, which means that any event is possible here. Maybe there is a secret door? Or will you use magic that allows you to pass through walls? One way or another, but you must find a way out of the situation.

You have overcome the first obstacle and move on. On the way, a deepest and widest abyss appears, at the bottom of which there is a turbulent river with sharp stones. Think about how you will overcome it.

You go on, you are almost there. On the outskirts of the castle, out of nowhere - a forest with ferocious predators. A tiger jumps out to meet and lets out a terrible roar. If you turn your back on him now and run, you will die. looking for a way out. Whether it will be a battle with a beast or an attempt to make friends - it does not matter. You must overcome the obstacle.

This is the last hurdle. If you overcome it, then you will pass the forest jungle and finally get to the castle, where you will receive a long-awaited reward.

Think it's just a game? In fact, your subconscious mind will remember this and form an algorithm for the actions of the winner, who overcomes any obstacles without fear or excuses.

Yes, at first you struggle with obstacles only in your imagination. But if you successfully learn this, it will be much easier for you in reality, because fear will no longer have power over you.

7. How to properly manage profits - 7 useful tips 📖

How to manage your wealth - 7 tips

Surely you know more than one story in which a person confidently developed and began to earn good money, but overnight returned to zero or even went into the red.

If you don't want this to happen to you, here are a few tips.

1. Save at least 10% of your profits

Earned fifty thousand for the first month? Put in the piggy bank at least five, and preferably ten to fifteen. your wealth- this is not the amount that was earned, but the amount that was saved.

Only yesterday's poor people determine the wealth of those around them by status things: expensive housing and a car, branded clothes, etc. In fact, people who stick out such a show often live at zero or even on credit. Instead of showing off, focus on your future. And put aside for it.

2. Choose effective ways to save the deferred amount

If you put money in a drawer at home, anything can happen to it. Let's not even talk about natural disasters, fires or floods.

Most of the time it's much easier.: the owner of money cannot resist the temptation to spend it.

The only safe place to store savings today is bank. You can rent a safe deposit box from which you can withdraw funds at any time, but with rising inflation, you will have less savings every year.

It makes sense to study offers on deposits from leading commercial banks. Put on a non-withdrawable deposit an amount that will be enough to live for a year or two.

In the event of an unforeseen situation and the collapse of the current business, you can afford not to work this period in order to create a new business.

While others take out loans to maintain their standard of living, you will be afloat with your own pre-set funds.

If you have a large amount, look at deposits with the possibility of partial withdrawal and replenishment. The monthly interest will be a good increase.

3. Use cashback

Throw away old plastic cards, which only become an additional expense item ( annual service, mobile services…)

Get a debit card with more than any cashless purchase and monthly interest on the amount on the card. We have already talked about where you can order the best one in one of our articles.

4. Invest

So you put it off 10% for a deposit. Another 10% must be invested: in stocks, bonds or your business. Or at least set aside this amount for further investment. Don't miss this item! Without it, it is impossible to increase capital.

Develop analytical skills to choose the most profitable types of investments. The richest investors believe that there is nothing more profitable than investing in shares (buying shares of a business) or real estate.

Try this path or your own, but be sure to invest. We recommend reading the article - Ways to invest money "

5. Do charity work

Someone will argue with me, but I believe that more 10% income must be donated to charity. Why? Because you can't receive without giving. And on the contrary, the money given to a good cause will return three times.

Parting with such an amount, you kind of agree with your mind: “ I have enough money. I can not only provide for myself, but also for those around me.". The only rule is: help from the bottom of your heart, only to those you really want to help.

6. Refuse all loans

We have already decided that it is risky to spend all the money earned. It is even more risky to borrow money. Even if you are on 150% confident in your business and want to improve it with loans, think thrice.

Do not drive yourself into debt for the sake of vague prospects. Better move towards profit growth slow, But independent And confident step by step.

We have already discussed above the stereotypes about rich people created by the poor. At the first stage, yachts and mansions are not needed. The only thing that really sets rich people apart is it's their self-control.

Whereas weak people want more spend And consume, strong personalities buy only what they need, and the remaining funds are invested and reinvested.

Fight habitual temptations, make profitable investments (after analyzing the risks beforehand) and you will become closer to wealth and success than ever before.

8. 7 Proven Ways to Find Financial Freedom 💎

Of course, there are many more ways to become financially independent. Every now wealthy person has come his own way to the success that he now enjoys and is proud of.

But first, we will offer you seven schemes that really work and are guaranteed to bring income to everyone. To do this, you only need the desire and ability to work exclusively for yourself.

Method 1. Creating passive income

This way of earning is not without reason in the first place. The logic is this: if you do not understand what this concept means, it is too early for you to do any business on your own.

Passive income - this is what will bring you profit, regardless of whether you take part in the project daily. We consider providing passive income the most important component of financial independence.

There are several typical ways to generate passive income:

• rental of housing;
• receiving interest from a bank deposit;
• receiving dividends when working with securities;
• work as a distributor in the field (suitable only for sociable individuals);

This type of income is suitable even for those who are afraid to quit work for someone. You can continue to go to your usual job and receive a salary, but at the same time you will have an additional passive income.

Agree, even a few thousand rubles a month is not at all superfluous, given that you do not need to do almost anything for this.

Method 2. Mediation in large transactions

Think about the area in which your abilities are developed at a decent level. Acting as an intermediary in large financial transactions, you will receive a certain percentage from each transaction.

The more solid the deal is, the more decent amount you will receive personally. For example, experienced realtors now earn more 5000$ monthly.

Method 3. Earnings on the Internet

Right now, while you are reading this article, tens of thousands of people are earning without leaving their homes. is gaining momentum, new ways of earning are emerging: from freelancing and remote work to information business.

Method 4. Creating a profitable site

If you have at least some understanding of Internet technologies and understand that sites are being created today as platforms for displaying ads, then you will be able to earn money in this way.

Read more in the article - "". And the same thing about the online store - ""

Method 5. Opening your own business

Don't be afraid: it's much easier than it looks. Of course, to start a serious business, certain financial investments will be required, but some types of earnings will allow you to start almost from scratch.

For example Now you can apply your knowledge and skills through the Internet. Tens of thousands of people are doing this right now and find grateful listeners.

Method 6. Investments in the stock market, in shares

By investing in the stock market, you will understand what your true relationship with money is.

The next great reason to build your business With. When you work for someone, there will inevitably come a point where the employer considers you "too old." No matter what you will feel great in 40-50 , and your head will be full of ideas - employers always need younger employees.

And you will understand that all your career , your self-improvement in your chosen profession, your tireless work led you to a dead end. All that is left for you is an unskilled job as a janitor or watchman for a pittance.

Another scenario may also come true. In office work with its strict rules, professional burnout is almost inevitable. Suddenly, one day, you will find that you no longer want and cannot work with the same enthusiasm. You will become inattentive, start making mistakes, and get fired. The result is the same.

The problem is that in universities we not taught to look so far ahead. If you are now about twenty, for you these are empty words. But years later 10-20 (and they will fly by quickly), you will understand what is at stake.

And the last reason to start your own business. You can always sell it! Unlike the usual workplace, which feeds you for a long time, and then stops in an instant, your own business will always remain a useful investment.

The sooner you start thinking about starting your own business, the better. But if you already over 40, and you nodded in agreement as you read about being fired from a heated job, and it's not too late for you to start!

In this matter in general it's never too late : there are no age restrictions, no burnout problem, no pitfalls. You just go about your business until you decide to move away from it, becoming rich enough.

10. How to make a business successful and make a profit - laying the foundations of a business 🔑

The popular opinion is that starting a business is impossible without initial capital. In fact, the main thing is this is the idea and purpose. If your only goal and idea is to make a lot of money, don't even start. Failure guaranteed .

Yes, such a practical goal should be present, but the main one should be some kind of spiritual goal, or a mission that gives consumers what they need now. Focus on the mission.

Hello. Today we will talk about the universal desire - how to get rich. In our time, people only want this, and especially without making any effort. Russia…

Probably, for most people in our country, the main dream of their whole life is to get rich and not deny themselves anything. Everyone believes that having money you can travel around the world, dress in the most expensive boutiques, eat delicacies. All this is true, but the bulk of dreamers continue to dream of wealth, lying on the couch, while others achieve their goal. If you are one of those people who are used to acting rather than thinking, then it's time to learn how to get rich quick from scratch.

What prevents each person from getting rich

Many people try to get rich, but few succeed. Let's figure out together why this is happening.

1. Weak motivation and lack of a specific goal. Losers both want and are afraid to change their lives. Give up at the first setbacks.
2. Lack of knowledge and skills to start and successfully develop . A financially illiterate person will never be successful.
3. Lack of a clear action plan. People who want to be financially independent grab everything at once, and in the end they don’t finish what they started.
4. Wrong attitude towards money.
5. Mismanagement of your time.
6. Fear of failure and defeat. Any failures must be treated philosophically, and draw appropriate conclusions.

How do you feel about money

What separates a rich person from a poor one? They treat money differently. A wealthy person perceives money as a tool for earning money. He does not spend them on trifles, but he does not keep them in a stocking either. A successful businessman knows the value of money and understands that a bill is just a piece of paper that can be exchanged for products, services or something else.

People with financial difficulties go to sleep and wake up thinking about money while doing nothing to change their lives. In order to get rich, you need to change your attitude towards money. People should be the masters of money, not banknotes to dictate how they live.

We change our thinking

In order to become rich and successful, you need to learn how to think like a successful person. Never complain about life, set a goal and do everything to achieve it. Learn to be an optimist. Money does not like whiners and insecure people. Treat each failure as a precious experience that life itself has presented.

Money, although material, has some magical properties. They appear in the right amount only for those people who believe in them. The most striking example of this can be a money pump. And it works as follows. If you have a specific goal and a part of the funds for its implementation, then soon you will definitely have the opportunity to achieve it.

For example, if your dream is a car from the salon, and you only have enough money for a used car, with the right motivation, the money pump will definitely turn on. That is, you will receive new job offers, part-time jobs will appear, old clients will remember you, etc. Having a goal, part of the required amount and the right attitude, you can make any dream come true.

It is very important to change your thinking and stop considering yourself a loser who does not succeed. Believe in yourself, and then the Universe itself will come to your aid.

Habits of rich people

Everyone knows the expression "The rich also cry", but it seems to poor people that these can only be tears of happiness. In fact, in order to earn impressive capital, increase it regularly and remain a healthy and happy person, as well as a loving family man, it is necessary to acquire the habits of rich people.

Learn to take responsibility for your own actions

A wealthy person is used to relying only on himself and is responsible for his actions. He chooses a goal for himself and tries to achieve it, no matter what. He responsibly treats any business, assignment or duties. In case of failure, he does not blame anyone, but draws the right conclusions and considers any mistakes a good hardening. Successful people know how to prioritize and make the best use of their talents and skills. A rich person is constantly improving. For example, he goes to the gym, not because it is fashionable, but because it is good for his body.

Constantly raise your intellectual level

Investing in education is one of the good habits of millionaires. High-income people will never say that they know a lot and are well versed in a particular industry. They try to improve and gain new knowledge throughout their lives. A rich person, unlike a poor person, is not ashamed to learn and does it with great pleasure.

Improve your knowledge of finance

Own business

This is the most real way to get rich, thanks to which you can feel wealthy and happy at the same time. Below is a selection of articles with current business ideas.

Cooperation with a large company

If you are a good specialist in any industry, have organizational skills, then you can try to get a job in a large company in a leadership position and gradually climb the career ladder.

Giftedness and talent

If you have the talent of an inventor or have outstanding mental abilities, then you can try to make some kind of discovery, invent something in order to subsequently patent your work and receive passive income throughout your life.

How to get rich at home

If you are going to get rich at home, then this does not mean that you do not have to do anything. Bill Gates said an interesting phrase that a dollar will not slip between a sofa and a booty. And indeed it is. To earn the desired capital, you need to work hard and fruitfully.

To make it easier for you to achieve your goal, try to use tips on how to get rich.

Work for yourself and build a team of professionals

Many dream of working for themselves and getting rid of the formidable bosses. There are many ways to start your own business, sometimes you don’t even need to have a lot of capital. Once you own your own business, no one can tell you how to proceed.

Learn to have time

Many financial experts argue that the wealth of a successful person can be measured by the amount of free time. Therefore, learn how to earn money with a minimum of effort. For example, think about passive income.

Don't just focus on work

Successful people don't work 24 hours a day. They lead an active lifestyle, take care of their health, pay attention to relatives and friends. And you do not forget about the simple joys of life, pamper your children and loved ones more often.

Don't be afraid of the crisis

Think Positive

Many people have noticed that our thoughts materialize. Therefore, look with optimism at any situation and difficulty. Never get discouraged. A positive attitude is 50% of success in any endeavor.

daily labor

Do something every day to reach your goal. Let it be a trifle, but it will bring you 1 mm closer to the realization of your dream.

self-education

Read books written by famous financiers, see. So you will improve and learn the world of finance from the inside. They will help change your thinking, and come up with smart thoughts.

Here are a few literary and cinematic masterpieces that you are advised to familiarize yourself with.

1. The 7 Habits of Highly Effective People by Stephen Covey.
2. Rich Dad Poor Dad by Robert Kiyosaki. A well-known financier talks about the benefits of self-education, improvement and self-employment.
3. The Secret book by Rhonda Byrne. It reveals the secrets of positive thinking and the secrets of the materialization of our thinking. A film of the same name was also made based on this work.
4. My Millionaire Neighbor by Thomas Stanley and William Danko.
5. The book "Think and Grow Rich" by Napoleon Hill has become a favorite work of successful people who independently earned their fortune.
6. Teenager in a Million directed by Singios Sugmakanan.
7. The books "Achieving the maximum" and "Getting out of the comfort zone" by their author Brian Tracy talks about ways to change lives.

The psychology of wealth

It's no secret that our thoughts are material. So if you want to get rich, then you have to really believe in it. It is better to set a specific (but realistic) goal, where you should indicate the period for which you plan to change your life.

To make this easier, create a wish poster. Take a blank sheet of paper, write all your dreams on it, cut out pictures from magazines that characterize each of them as much as possible and stick it next to it (for example, if you want to relax in Hawaii, then find a picture of this place). Place the poster in a conspicuous place. It is desirable that when you fall asleep and wake up, he was before your eyes.

Many who have experienced this method for themselves claim that 90% of wishes do come true. The main thing is to believe and act.

Folk omens

To believe or not to believe in folk signs is everyone's business. I do not believe) Most often they help people who take them seriously and believe that magic and wealth are connected. Therefore, if you are thinking about how to become rich, no matter what, then you should know some of them.

• After sunset, do not give money to anyone. If it really needs to be done, then put the bills on the floor, and let the other person take them himself.
• Do not spend money on Mondays, but only receive. To do this, leave a certain amount on the card and withdraw a small part of it every week on this very day.
• Pay and give money with your right hand, and take change with your left.
• Do not whistle in the apartment.
• Once a month, give alms or help those in need. Everything in life comes back, good and bad. Having donated your savings to a good cause, they will definitely return to you in an increased volume, so do not forget about charity.
• You can not scatter a trifle around the bag and the entire wallet. Organize your wallet. The bill must lie one to one in ascending order.
• Plant a money tree and place it in the southeast part of the room. So the plant will attract wealth.
• Store your savings in a red envelope or pouch in the southeast corner of your home. Red color is the color of wealth and it will help to increase your capital. The jewelry box is best placed in the northwestern part of the room.
• Buy some frog amulets with coins in their mouths, they also attract wealth.
• Perform the following ritual. Put a mirror on the windowsill and scatter a handful of coins in front of it so that they are reflected in the mirror. They say that after this, the family's finances begin to multiply.
• Do not tell about the size of your income to people with less income, or to those who may envy.
• Decorate your workplace according to the advice of feng shui experts. This will help you make a profit.
• Put Chinese coins (round with a square hole in the center) into your wallet. They can also be spread throughout the apartment and in the office.
• Some magicians claim that money comes to those who love it. Therefore, constantly talk to them and greet them when you receive a salary.
• Sometimes people use conspiracies and spells to attract money. Words also have power. So try this method too.

Examples of successful people

Millionaires and wealthy people are not only born, they become thanks to hard work. If you don't believe this, then you definitely need to find out how many people who were born in ordinary average families got rich.

1. Albert Popkov in 2006 created and launched an Internet project called Odnoklassniki.ru. At first, for a gifted young man, it was all just a hobby, which eventually made him one of the wealthiest people in Russia.
2. Pavel Durov became a billionaire thanks to the social network VKontakte. He was one of the founders of this site and could not miss his chance. But he did not stop there and continues to work in this direction, generating new ideas and bringing them to life.
3. Olga Kursanova-Nazarova became rich by selling GPS navigators for agricultural equipment.
4. Dmitry Yurchenko created the Life Button project, which made him a millionaire. This is a medical alarm used by people with health problems. By pressing it, a signal is sent to the call center, whose employees call an ambulance, advise, and come to the aid of the patient.
5. Oleg Tinkov earned his first money by reselling various goods. After that, he opened several stores, did business on dumplings, became the founder of a brewing company and an extensive chain of restaurants. Today this person is the owner of Tinkoff Credit Systems bank.
6. Peter Daniels comes from a dysfunctional family. Many did not believe that this guy would do anything at all. He could not read, write and had no education. He started many businesses, and often went bankrupt. But that didn't stop him. Peter still managed to get rich by creating a real estate business.
7. Eugene Kaspersky and Bill Gates had average parents without great material wealth, but managed to get rich with the help of IT technologies.
8. Arnold Schwarzenegger, being a poor illegal immigrant, managed to become a Hollywood star and governor of California.
9. Igor Kolomoisky and Gennady Balashov, born in ordinary Soviet families. They were able to become oligarchs, taking their first steps under socialism.

Look at all these people. They are just like you. Therefore, do not fall into despair and do not sit idly by. You, too, can be rich and happy, the main thing is to want it, believe in yourself and, no matter what, go towards your goal.

Even those who seem to be satisfied with the current level of income, no, no, and even dream of becoming rich someday: interest in "houses and steamboats", a beautiful life and other delights that are available only to rich people, periodically warm up the media, TV shows , beautiful photos in social networks. And there is nothing shameful in improving the level and quality of life, no matter what envious people and moralists say. Unfortunately, in an attempt to achieve financial stability and independence, most people make a lot of mistakes. We found out that there are three reasons why you still have not managed to get rich: find out the details in our article.

Reason one: you are afraid to manage money

The fear of managing both large and small money often originates in childhood. Many of us were taught by our parents that the one who has a lot of money is necessarily a dishonest person who made money by deceiving other people. After such information, many begin to believe that being wealthy, having a lot of money is an unnecessary excess, and already at a more mature age, they subconsciously avoid money, trying to get rid of it as soon as they appear. A “salary” day, and on the way home, a fashionable coat worth a third of your monthly income caught your eye? We take! Do you need to upgrade your laptop, cheap models are not impressive, you like expensive ones, but you don’t have enough money for them? Don't care, take a loan!

Of course, such a tactic cannot lead to anything good: an already modest budget is blown away in a very short time thanks to it. Fear of managing money, the desire to get rid of it as soon as possible will not help you get rich: most likely, this is how you will achieve the opposite effect. Money misallocated can even cause you to go into debt or take out a loan, and this is definitely not necessary: ​​we have already talked about how credit can ruin your life.

Reason two: you hate rich people

Many people consciously hate the rich: they say, they are a bunch of thieves, it’s not clear what they got rich on, they rage with fat, and sometimes an ordinary person doesn’t even have enough for the most necessary things. Of course, there is no point in denying that some people today are experiencing quite big problems with money: unfortunately, the problem of poverty has not been solved yet.

Despite this, hating rich people and, along with them, money is definitely not worth it: this way you will only aggravate your situation. Such an attitude is completely unsuitable even for simply improving your financial situation - naturally, there is no question of getting rich. Feeling negative emotions about money, you have every chance of losing the motivation that could make you work hard in order to become richer. Idlers cannot get rich: in order to at least achieve something, you will have to make a lot of effort. But this is the next part of our article.

Reason three: you dream a lot

There is a category of people who do not condemn money, wealth and the rich at all and even dream of something similar themselves, but alas, everything is limited to dreams. Professional builders of castles in the air do not believe that wealth must be earned or earned: on the contrary, they believe that it is only necessary to wait until Lady Luck deigns to turn to face them. Such figures devote the bulk of their free time to dreams that will never come true. Despite the fact that it is useful to dream, it is not worth doing it around the clock: there is a great risk of never achieving your plan.